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Private Lending · BC Market

BC private 2nd rates ticked up 25 bps this week — and who it hits hardest

By Vantage Research · May 18, 2026

Three Lower Mainland MICs raised pricing on 2nd-position files this week. Self-employed borrowers with combined LTVs above 75% feel it first. Refinances pushing combined LTV up to 80% are the most affected category.

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In the meantime, our published guides cover the foundations:

Sources: 3 BC MIC pricing sheets (anonymized); Vantage broker network commitment data.

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