CMHC Q1 2026 Mortgage Trends: arrears creep up, alternative lending share grows

CMHC's Q1 2026 Mortgage and Consumer Credit Trends report shows the alternative lender share of mortgage originations growing to 5.2% nationally, with BC at 6.8% — the second-highest provincial share. Arrears ticked up 4 bps QoQ.

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In the meantime, our published guides cover the foundations:

• Private Mortgages in BC: The Complete 2026 Guide
• Bad Credit Mortgage in BC: Realistic Options 2026
• Self-Employed Mortgage Options in BC
• BC Mortgage Renewal Guide 2026
• Payment Shock Calculator — see how much your renewal payment changes